:root{--b:#1f4778;--b2:#2E5E99;--a:#C09832;--ink:#14212b;--mut:#5a6b78;--bg:#f4f8fb;--r:14px}
*{box-sizing:border-box}body{margin:0;font-family:system-ui,-apple-system,Segoe UI,Roboto,sans-serif;color:var(--ink);line-height:1.55;background:#fff}
a{color:var(--b2)}.wrap{max-width:1100px;margin:auto;padding:0 20px}
header{background:#fff;border-bottom:1px solid #e3eaee;position:sticky;top:0;z-index:5}
.nav{display:flex;align-items:center;justify-content:space-between;padding:12px 0;gap:12px;flex-wrap:wrap}
.logo{font-weight:800;font-size:1.2rem;color:var(--b);text-decoration:none}.logo span{color:#C09832}
.nav nav a{margin-left:16px;text-decoration:none;color:var(--ink);font-weight:500}
.btn{display:inline-block;background:var(--a);color:#1f3a52!important;padding:12px 20px;border-radius:10px;font-weight:700;text-decoration:none;border:0;cursor:pointer;font-size:1rem}
.btn.alt{background:var(--b);color:#fff!important}
.hero{background:linear-gradient(135deg,var(--b),var(--b2));color:#fff;padding:56px 0}
.hero .wrap{display:grid;grid-template-columns:1.1fr 1fr;gap:36px;align-items:start}
.hero h1{font-size:2.4rem;line-height:1.15;margin:0 0 14px}.hero ul{padding:0;list-style:none}.hero li{margin:6px 0}.hero li:before{content:"✓ ";color:#d9b55a;font-weight:800}
.stats{display:flex;gap:24px;margin-top:20px}.stats b{display:block;font-size:1.4rem}
.card{background:#fff;color:var(--ink);border-radius:var(--r);padding:24px;box-shadow:0 10px 30px rgba(0,0,0,.15)}
.card h2{margin-top:0}form label{display:block;font-weight:600;font-size:.92rem;margin:10px 0 4px}
input,select,textarea{width:100%;padding:10px;border:1px solid #c9d5dc;border-radius:8px;font:inherit}
.row{display:grid;grid-template-columns:1fr 1fr;gap:10px}.radio{display:flex;gap:14px;flex-wrap:wrap}.radio label{font-weight:400;display:flex;gap:6px;align-items:center;margin:4px 0}.radio input,.consent input{width:auto}
.consent{display:flex;gap:8px;font-size:.82rem;color:var(--mut);margin-top:12px}.consent label{font-weight:400;margin:0}
.fine{font-size:.8rem;color:var(--mut)}.err{color:#c0392b;font-size:.85rem;min-height:1em}.ok{background:#e6f8ef;border:1px solid var(--a);padding:14px;border-radius:8px;display:none}
section{padding:56px 0}section.alt{background:var(--bg)}h2{font-size:1.8rem;margin:0 0 8px}.lead{color:var(--mut);margin-top:0}
.grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(210px,1fr));gap:16px;margin-top:24px}
.tile{background:#fff;border:1px solid #e3eaee;border-radius:var(--r);padding:18px}.tile h3{margin:0 0 6px;font-size:1.05rem;color:var(--b)}.tile p{margin:0;color:var(--mut);font-size:.93rem}
.steps .tile{position:relative;padding-top:44px}.num{position:absolute;top:14px;left:18px;background:var(--a);color:#1f3a52;border-radius:50%;width:24px;height:24px;text-align:center;font-weight:700;font-size:.85rem;line-height:24px}
.cities{display:flex;flex-wrap:wrap;gap:8px;list-style:none;padding:0;margin-top:20px}.cities li{background:#fff;border:1px solid #cfe0e7;border-radius:999px;padding:6px 14px}
.cta{background:var(--b);color:#fff;text-align:center}
footer{background:#0b1a22;color:#b9c7cf;padding:36px 0;font-size:.9rem}footer a{color:#fff}.fcols{display:flex;justify-content:space-between;flex-wrap:wrap;gap:20px}
.doc{max-width:800px}.doc h2{font-size:1.25rem;margin-top:28px}.ph{background:#fff3c4;padding:0 4px;border-radius:4px}
@media(max-width:820px){.hero .wrap{grid-template-columns:1fr}.hero h1{font-size:1.9rem}.nav nav a{margin-left:10px}.row{grid-template-columns:1fr}}